Evergreen Wealth Management

Is it Wise to Trade Your Pension for a Lump Sum? Most employers have already replaced traditional pensions, which promise lifetime income payments in retirement, with defined contribution plans such as 401(k)s. Even so, 35% of workers say they (and/or their spouse) have pension benefits with a current or former employer. Pension payments are a major or minor source of steady income for about 47% of retirees.(1) About half of pension plan participants can choose to take their

Will Social Security Survive? As an Investment Advisor, and for Evergreen as a whole, we have clients who show great concern about receiving their Social Security checks in the future. They have been told Social Security is going to fail soon by politicians, TV news media, radio show host, newsletters, blogs, financial planners and even family members. An example of this is an article from Zero Hedge titled "Scathing New Report Shows Just How Bankrupt Social Security Really I

Debt Ceiling: A Stop Sign for Federal Borrowing THE BIPARTISAN BUDGET ACT OF 2015 SUSPENDED THE FEDERAL GOVERNMENT’S STATUTORY DEBT LIMIT — COMMONLY CALLED THE DEBT CEILING — THROUGH MARCH 15, 2017. THAT DEADLINE CAME AND WENT WITH LITTLE FANFARE AS CONGRESS FOCUSED ON OTHER MATTERS, BUT THE DEBT CEILING CANNOT BE IGNORED FOR LONG, AND IT’S LIKELY TO BECOME A FOCAL POINT FOR NEGOTIATIONS ON BROAD FISCAL ISSUES, INCLUDING THE FEDERAL BUDGET AND TAX REFORM. As an investor and t