May 7, 2020

Q1 2020 Highlights

· Never bet against America

· Quarterly Market Recap

· Top Client Questions and Answers

Thoughts on the United States of America

The American economy is one of the greatest inventions in the history...

April 7, 2020

I hope this update finds you and your family healthy and taking advantage of the extra family time provided by this historical period we find ourselves.  Over the past few weeks, we have seen some major changes i...

April 1, 2020

Back to the Basics – Principles of Financial Success

When in the midst of any “crisis” it is very important to remember the basics.  Over the past few weeks I have been thinking back over the investment, planning,...

March 18, 2020

Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years

– Warren Buffet

In the prior two market update articles, we discussed the dominos that would need to fall to potenti...

March 10, 2020

The Market: What's Old Is New Again

Wow! What a wild ride the markets have experienced the last few weeks. A jolt like this is startling when markets decide to drop so quickly, but if we choose to take a look at...

February 26, 2020

Virus in the Markets

Unless you live under a rock, you have certainly read or heard about the terrible Corona virus afflicting China and spreading to other areas of the world.  As of today, we see the markets bein...

February 5, 2020

2019 Year-End Review and 2020 Forward Outlook

What a great year for the markets! The US Stock market, as represented by the Wilshire 5000 price index, ended the year up 28.53%(1). Less risky bonds, as represented...

October 31, 2019

Looking over the markets during Q3 of 2019. We go over the major topics, what we think about them, and what we expect to happen int he future.

August 15, 2019

‘Real Risk’ to us takes two basic forms:

  • The RISK of permanent loss of capital

  • The RISK of inadequate return relative to your planning needs

If you invest money for the future and need to use the money...

July 31, 2019


  • Strong market price growth in both stocks and bonds

  • Reversal of Fed stance on interest rates causing rate declines and a market rally

  • Continued trade tension between China and the US

  • ...

May 28, 2019

In a car game of chicken, only 2 possible outcomes exist.  Either someone gives up and swerves away in time to avoid the crash OR the cars crash.  The US and China are engaged in a very dangerous game of chicken…...

May 10, 2019

Wow!  What a run the market has been on recently.  As of today (4/26/19), the Wilshire 5000 has increased +17.17% for the year, completing a rebound from the 4th quarter declines and pushing accounts back to all-...

March 7, 2019

2018 Year End Review and Forward Outlook

After all the ups and downs of 2018, the US Stock market, as represented by the Wilshire 5000 index, ended the year down -7.13%.   Less risky bonds, as represented by the B...

January 8, 2019

The end of 2018 has not been pleasant for investors. Fears of weakening global economy, trade issues and rising rates have lead stock markets around the world to nosedive. The S&P 500 index has dropped near -19.8...